Are you struggling to pay off your credit card? Is legal action imminent? Is your electricity bill overdue ... again? Are you having trouble making ends meet? Even if everything feels overwhelming, there is hope – you can get your money under control. The Salvation Army’s free Moneycare financial counselling service is here to help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems and avoid trouble in the future. Importantly, our service is free and confidential.